A Tree Fell on Your Roof in Houston? Do These 5 Things First
A tree on your roof is frightening and dangerous. Do these five things in order — and do not climb on the roof yourself.
Call (281) 326-9905 — Free Inspection
By Josh, Lead Inspector | Published: October 27, 2026
Storms and saturated soil bring Houston trees down, sometimes onto roofs. The order you act in matters: safety, documentation, and water control come before any repair discussion.
1. Get Everyone Out From Under It
If the tree broke through, leave that part of the house. Watch for sagging ceilings, cracked walls, and water coming in. If power lines are involved, stay far away and call your utility — never touch a line or a tree touching one.
2. Photograph Everything From the Ground
Take wide photos of the tree and roof, close photos of damage you can see safely from the ground, and photos inside of any ceiling or wall damage. These photos matter for insurance and for the roofer's plan.
3. Stop the Water
If rain is coming, an emergency tarp over the damaged area prevents a roof hole from becoming whole-house water damage. Do not attempt this yourself on a damaged, unstable roof — call for emergency tarping.
4. Call Your Insurer — Then a Roofer
Report the claim, then get a roofer's written inspection and estimate. The roofer documents structural and roofing damage; your insurer decides coverage. Keep every receipt and photo together.
5. Do Not Let Anyone Rush You Into a Full Replacement
Tree damage is often localized, even when it looks dramatic. A proper inspection separates structural repair from roofing repair from full replacement. Get the written findings before you sign anything.
Frequently Asked Questions
Should I move the tree myself?
No. A tree on a roof is unstable and may be tangled with power lines. Leave removal to professionals.
Will insurance pay for tree removal?
It depends on your policy and where the tree came from. Document everything and ask your insurer directly.
How fast should I get a tarp on?
As fast as safely possible if rain is forecast — water damage grows quickly once the roof is open.
Who do I call first in Houston?
For safety and power lines, your utility and emergency services. For the roof, call (281) 326-9905 for emergency help.
Get a Free Roof Inspection
Call (281) 326-9905 for a free inspection and an upfront written estimate. No pressure, no obligation — just a clear picture of what your roof needs.
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